Non Emergency Loans

The Non Emergency Loan Program provides specific limited repairs to qualified owner-occupied property owners. The loan will be a forgivable grant for those still occupying the property after five years. No monthly payments are required, and Department of Housing and Urban Development income guidelines will be used to determine eligibility.

Eligible Projects


  • Furnace
  • Garages (demolition only)
  • Hot Water Heater
  • Gutters (house and/or garage)
  • Chimney Tuck Pointing

Program specifics


  • Eligibility standards must be met by applicants
  • Five-year term
  • Loan amount is a maximum of $5,000
  • The City of Rock Island must review and approve the project scope of work and bids prior to work being done
  • Work completed by a licensed contractor