Housing Rehabilitation Program


The Housing Rehabilitation Program is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. Approved rehabilitation activities are at the sole discretion of the City of Rock Island but designed to bring owner-occupied homes into compliance with property standards as specified in the City’s Building Codes and Ordinances.

Eligibility Requirements:

  • Applicant must live in and own the property they are applying for.
  • Applicant must have owned the property for at least six months prior to the time of application.
  • Total household adjusted gross income must fall within the established income limits.
  • Property taxes must be current.
  • Utility bills due to the City of Rock Island cannot be delinquent.
  • Property must have homeowners insurance.

2019 Annual Income Limits Established by the US Department of Housing & Urban Development

Total Household









Income must be under 80% AMI*









*AMI means the area median income. These limits are established by the federal government, not the City of Rock Island.

Please note that the Housing Rehabilitation Program does not cover assistance for every component of a home. Luxury improvements to a home are not eligible under this Program as funds are limited and dependent upon need. The City of Rock Island at its sole discretion will determine the eligible items upon inspection of the home. These items may include but does not guarantee any of the following:

  • Repair or replacement of principal fixtures and components;
  • Water and energy efficiency improvements;
  • Repair or replacement of connection of residential water or local sewer lines; and
  • Improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons.

Functional items that only exhibit normal wear and tear will not be replaced. The City will make its best effort to determine the item or items that require the most vital attention and will make its best effort to assist its residents to the best of its ability.

Waiting List

The City of Rock Island currently has an active waiting list for its Housing Rehabilitation Program. In order to be placed on the City’s Waiting List, please contact the Housing & Loan Program Officer at (309) 732-2907.

Emergency Assistance

The Housing Rehabilitation Program also addresses emergency needs on a case by case basis. Emergency rehabilitation items are limited to inoperable furnaces/boilers, water heaters, broken water/sewer lines, non-compliant weather head, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons.

Homeowners seeking assistance regarding emergency rehabilitation will receive priority for eligibility determination. It is not the intent of the Program to maintain a waiting list for homeowners seeking emergency assistance, however, if there are not sufficient resources to process the applications, a waiting list will be initiated.

Every homeowner seeking emergency assistance will be required to have a licensed contractor diagnose the rehabilitation item. If the licensed contractor determines that the component is inoperable and recommends replacement, the potential applicant will need to provide documentation of the inspection diagnosis to the City in order to begin the application process. For more information please contact the Housing & Loan Program Officer at (309) 732-2907.