Roof Loans

The Roof Loan Program provides a complete roof replacement to qualified owner-occupied properties with aging or worn roofs. Residents are encouraged to sign up for the waiting list before active leaks or interior damage occurs.

The loan will be a forgivable grant for those still occupying the property after five years. No monthly payments are required, and Department of Housing and Urban Development income guidelines will be used to determine eligibility.

Program Specifics

  • City of Rock Island secures bids
  • Eligibility standards must be met
  • Five-year forgivable loan
  • Maximum amount is $6,000
  • Participants must live in the house six months prior to program participation
  • Year-round sign-up for waiting list of 12-18 months